Is the Portugal golden visa still worth it in 2026?

It can be worthwhile for an investor who wants Portuguese residence while keeping their main life elsewhere. Its strongest advantages are the low stay requirement - seven days in year one and fourteen days in each later two-year period - family inclusion and access to Portugal and Schengen travel rules for residence-permit holders. The trade-offs are material: €500,000 is exposed to fund risk, fees and a long holding period; early exit may end eligibility; AIMA processing can be slow; and most non-EU/non-CPLP applicants now face a ten-year residence period before naturalisation, subject to further requirements. It is a poor fit if the capital cannot remain illiquid or the main goal is a quick passport. Applicants intending to live in Portugal may find the D7, based on qualifying income, or the D2, based on an active business, cheaper and more aligned with their plans.

David Simões Fitas, Ordem dos Advogados 67185P