Portugal · ARI · Updated 2026-08-11
Portugal Golden Visa Cost Calculator
Use the Portugal Golden Visa cost calculator to estimate the capital required at current 2026 rates for Portugal's residence-by-investment programme (Autorização de Residência para Investimento). Choose your investment route and family size to see the qualifying investment, the AIMA government fees charged per applicant, and editable legal and ancillary estimates on top — with capital at risk kept separate from fees and private costs.
1. Investment route
2. Applicants
You are counted as the main applicant. Each person pays their own AIMA fees.
Main applicant
Always included
Spouse / partner
Dependent children
Dependent parents
Total applicants: 1
3. Adjust the estimate
Legal and ancillary figures are editable working estimates, not government-set fees. The NIF request itself is free; private representation, banking, translation and apostille costs vary.
Your estimate
- Qualifying investment
- €500,000
- AIMA government fees1 applicant
- €6,946.30
- Legal fees (est.)
- €8,000
- Ancillary costs (est.)
- €2,000
- Fees & costsNon-recoverable
- €16,946.30
- Total capital requiredInvestment + all costs
- €516,946.30
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Estimates only — confirm figures with a licensed firm.
What the Portugal Golden Visa cost calculator includes
The headline number people quote — €250,000 or €500,000 — is the qualifying investment, not a fee. It is capital placed into an eligible route and remains at risk. For the fund route, compare the recorded fees, terms and evidence in our Portugal investment-fund guide. Fund units may be redeemable under the fund documents, but the amount returned is not guaranteed and fund-specific charges are not included here. The calculator therefore separates qualifying capital from government fees and private costs.
On top of the investment you pay AIMA government fees for each person on the application. For the initial two-year permit that is a €632.10 application fee plus a €6314.20 grant fee — about €6,946 per applicant. A family of four therefore pays roughly €27,785 in government fees for the first permit alone. These figures come from the consolidated AIMA fee table (Portaria n.º 307/2023), updated on 1 March 2026.
Finally there are legal and professional fees (set by each firm, not the government) and ancillary costs such as private representation, banking, sworn translations and apostilles. A NIF request itself is free. These amounts are editable working estimates because private charges vary.
Portugal Golden Visa investment routes (2026)
Since the 2023 reform, direct property purchase and passive capital transfer are no longer eligible. Every qualifying investment activity must be maintained for at least five years from the grant of the residence permit, and none of the surviving routes may be directed, directly or indirectly, to real-estate investment. These are the current qualifying routes:
Investment fund subscription — €500,000
At least €500,000 in units of a non-real-estate collective investment undertaking established under Portuguese law, with a maturity of at least five years and at least 60% invested in commercial companies headquartered in Portugal.
Company share capital + jobs — €500,000
At least €500,000 to establish a Portuguese company and create five permanent jobs, or to increase the capital of an existing Portuguese company while creating at least five permanent jobs or maintaining ten jobs, at least five permanent, for a minimum of three years.
Research & development — €500,000
A transfer of at least €500,000 to public or private scientific-research institutions in the national scientific and technological system. A 20% reduction to €400,000 applies for investments in low-density territories.
Cultural / heritage support — €250,000
At least €250,000 invested in or used to support artistic production or the recovery and maintenance of national cultural heritage through an eligible entity. A 20% reduction to €200,000 applies in low-density territories. This is the lowest fixed-sum route.
Job creation — 10 jobs (capital varies)
Creation of at least ten jobs in Portugal, reduced to eight in a qualifying low-density territory, with no fixed statutory capital minimum. Any capital required depends on the business and is therefore omitted from the calculator total.
AIMA government fees, per applicant (2026)
| Fee | When it applies | Amount |
|---|---|---|
| Application (receção/análise) | Initial application and every renewal, per applicant | €632.10 |
| Grant (concessão) | Initial 2-year permit, per applicant | €6,314.20 |
| Renewal issuance (renovação) | Each renewal, in addition to analysis | €3,157.80 |
| Full renewal total | Analysis + renewal issuance, per applicant | €3,789.90 |
Source: consolidated AIMA fee table, Portaria n.º 307/2023 (operative presencial/digital column), updated 1 March 2026. Figures are per applicant and represent current 2026 rates; AIMA fees are updated annually.
Frequently asked questions
How much does the Portugal Golden Visa cost in 2026?
The Portugal Golden Visa cost calculator separates the statutory qualifying amount from the fees on top. The lowest fixed-sum route is €250,000 for eligible cultural investment or support; the job-creation route has no fixed statutory capital minimum. A single applicant pays €6,946.30 in AIMA fees for the initial two-year permit: €632.10 for analysis plus €6,314.20 for issuance. Legal and ancillary amounts shown are editable private-cost estimates, not government-set prices.
Is the €500,000 investment a cost?
It is qualifying capital rather than a government fee, but it remains capital at risk. For example, fund units may be redeemable under the fund documents after maturity, but neither the amount returned nor the timing is guaranteed. Fund-specific subscription, management and redemption costs are not included in this calculator.
What are the Portugal Golden Visa government fees?
At current 2026 rates, AIMA charges each applicant €632.10 to analyse the initial application and €6314.20 to issue the initial permit, for €6,946.30 in total. Each renewal incurs the €632.10 analysis fee again plus a €3157.80 renewal-issuance fee, for €3789.90 per applicant. AIMA fees are updated annually, so future renewals may cost more or less.
Are the government fees charged per person or per family?
Per person. Each family member included in the application — spouse, dependent children, dependent parents — receives their own residence permit and pays the same AIMA application and grant fees. The qualifying investment, by contrast, is a single family-level commitment and is not multiplied by the number of applicants.
Can I still use real estate to get the Portugal Golden Visa?
No. Since the 2023 reform (Lei 56/2023), real-estate purchase and passive capital transfer are no longer eligible. The current routes are a qualifying non-real-estate collective investment undertaking (€500,000), company capital with statutory job conditions (€500,000), qualifying research activity (€500,000), eligible cultural investment or support (€250,000), or the creation of at least ten jobs.
What is the low-density area discount?
A 20% reduction to the qualifying amount is available in low-density territories, but only for the job-creation, research and cultural routes — not for the investment-fund or company-capitalisation routes. Where it applies, the €250,000 cultural route falls to €200,000 and the €500,000 research route falls to €400,000.
What are the total costs over five years?
Keeping a temporary ARI valid through the usual five-year permanent-residence eligibility point normally requires two renewals. At current 2026 rates, each renewal costs €3789.90 per applicant: €632.10 for analysis plus €3157.80 for renewal issuance. The calculator can include those two current-rate renewal costs, but it does not include a later permanent-residence application or private renewal-handling fees. This is not a five-year citizenship calculation: for new applicants, the nationality-law residence period is generally seven years for EU and CPLP nationals and ten years for other nationals.
Are the legal fees fixed?
No. Legal and professional fees depend on the provider and scope of work. The calculator starts with an editable working estimate so users can model a total, but it is not an official or guaranteed market price. Replace it with an itemised quote before relying on the result.
Get an exact quote
Legal fees, fund selection and eligibility all move the final number. Compare verified Portugal Golden Visa lawyers — ranked on credentials and reviews, never pay-to-play — and get fixed quotes for your situation.
Disclaimer. This calculator provides general estimates for information only and is not legal, tax or immigration advice. Government fees are the operative figures from the AIMA fee table (Portaria n.º 307/2023, updated 1 March 2026) and future fees may change; legal and ancillary costs are editable private-cost estimates that vary by provider. Fund-level charges and any later permanent-residence application are not included. Programme rules can change — always confirm current figures and your eligibility with a licensed Portuguese lawyer before committing funds. Last reviewed 2026-08-11.